Loan Programs

The following is a partial list of programs offered by Lighthouse Financial Enterprises, Inc. with a brief description of the key elements of each. For a complete list of the programs that we offer and to discuss your individual situation, please contact us at 503-485-9500 .

 

No Down Payment

0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).

Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation. Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

Construction Loans

Building a new home can be an exciting prospect - unless you get caught up in a construction loan approval process that is overly complicated and time consuming. With this loan, we have access to FHA construction to permanent financing. FHA loan limits apply.

Investor Loans

Used to finance 1-4 family properties that will be for investment with as little as a 10% down payment. Aggressively priced, these programs have many variations, including: No Doc, Limited Doc, and Full Doc. Program may not be available in some states.

Small Commercial

Please call (503) 485-9500 for information about this program.

Homepath

Please contact us for a description of this loan program.